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Triple Trouble: Why You Need Insurance To Counter Bad Luck

In her novel "Starcrossed: Pedigree" one of Tracey Lee Campbell's characters says, “Can you imagine what I’m going to have to write on the insurance claim form? Attacked by aliens and blood sucking vampire things.” Whilst I've never had to claim for an alien attack, a string of incidents means that I have recently made a few insurance claims for my family. First, my son lost his expensive camera overseas. Then, my husband broke his arm. Lastly, my downstairs freezer stopped working and hundreds of dollars worth of food defrosted. They do say trouble comes in threes! One of my neighbours commented that she probably wouldn't cope financially if she'd had my bad luck. I went through my insurance policies with her and she was really inspired. She suggested that other people might be able to use my accumulated insurance knowledge. I hope my blog is helpful. Please browse.

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A Guide to Farm Insurance

Posted on July 11, 2019

As a farmer, you need assurance that your business is protected against adverse risks such as natural calamities and accidents like fire. Insurance companies today have various policies tailored to meet the needs of farmers. Below are some insurance covers to consider: Farm Motor Insurance Farm ploughing, harvesting and spraying equipment are prone to theft, accidents or fire. The farm motor insurance covers tractors or trucks that you use at the farm. [Read More]

Four Types of Business Insurance Riders to Consider

Posted on May 23, 2018

Whilst the majority of business owners opt for general property insurance, that type of cover isn't always sufficient. As a business owner, you'll want to make certain that your business is as fully covered as possible, and this means customising your policy. Your insurance brokers may offer a variety of policy riders to help with this. Policy riders are sometimes called optional benefits because whilst they're not required, they can be very helpful in a variety of situations. [Read More]

3 Instances When Civil Contracting Insurance is Useful

Posted on November 22, 2017

There are numerous risks that are involved in the construction industry. Based on this, getting the right civil contracting insurance reduces your risk exposure and your liability. Failure to obtain this insurance can result in huge financial burdens when an accident occurs. Below are several instances when an updated civil contracting insurance cover is very useful. Equipment breakdown The construction industry utilizes heavy equipment, most of which are very expensive. It can, therefore, be a disaster when your earthmover or forklifts break down while you are working. [Read More]

Types of Office Insurance Small Businesses Should Consider

Posted on January 27, 2016

Ensuring that you secure the appropriate type of insurance policy for your business can make a difference between your start-up growing exponentially and it crippling due to losses from having no insurance. This is why it is pertinent for small businesses to invest in office insurance so as to ensure their profit is being redirected back into the growth of the company, rather than paying for unforeseen circumstances. However, office insurance does not come cheap and thus it is best to be knowledgeable on what you are investing in. [Read More]